A prioritized checklist for closing every privacy gap that ACP enrollment alone does not cover.
Why this matters: ACP is powerful but not universal. These gaps are the most common ways someone can still find your address even after full ACP enrollment. Work through this list systematically.
📚 Gap 1 — County Property Deed Records
ACP does not automatically protect your name and address in county-recorded property deed records. Anyone can search county assessor records by name.
Actions (in order of priority):
If you own a home now: Consult an estate attorney about transferring title to a revocable living trust. The trust name appears on the deed, not yours.
If you are buying a home: Set up the trust before closing so the original deed shows the trust name.
Washington State participants: Write to your county auditor requesting address suppression under RCW 65.04.045. Include your ACP authorization number.
For homestead exemption: Use your ACP substitute address as the mailing address on the county exemption filing.
California participants: Apply for the Home Address Confidentiality (HAC) companion program through the Secretary of State.
Attorney contact for trust setup:
Appointment date:
📊 Gap 2 — Federal Government Records
Federal agencies (IRS, SSA, USPS, federal courts, State Department) are not bound by state ACP law. Use your substitute address everywhere, but understand it has no legal protection at the federal level.
Update IRS mailing address to substitute address (Form 8822)
Update Social Security Administration mailing address online at ssa.gov or by calling 1-800-772-1213
Do NOT file a USPS change-of-address from your old address to your new real home. Use your ACP substitute address as the new mailing address instead.
Use substitute address on all future federal filings, applications, and correspondence
If you have a federal court case, ask your attorney how to best protect your address in federal proceedings
🔎 Gap 3 — Data Broker Databases
Data brokers (Spokeo, Whitepages, BeenVerified, etc.) are not covered by ACP. You must opt out of each individually.
Priority opt-outs (do these first):
Spokeo.com/optout
Whitepages.com/suppression-requests
BeenVerified.com/opt-out
Intelius (via intelius.com/opt-out)
PeopleFinder.com opt-out
FastPeopleSearch.com remove
Secondary opt-outs:
MyLife.com removal
Radaris.com opt-out
TruthFinder.com opt-out
ZabaSearch removal
Nuwber.com opt-out
LexisNexis personal info removal
California participants: AB 1201 gives ACP participants the right to request expedited removal from data brokers. Mention your ACP enrollment status when submitting opt-out requests.
Date started opt-outs:Re-check date (6 months):
🏠 Gap 4 — Private Contracts & Accounts
Credit bureaus: Update your mailing address to your substitute address with Equifax, Experian, and TransUnion so new statements don't show your real home
Banks & credit cards: Update mailing address to substitute address. Present authorization card if questioned.
Insurance providers: Update mailing address (note: insurer typically needs real address for property insurance — discuss with your agent)
Online shopping accounts: Remove your real home address from saved addresses in Amazon, eBay, and other accounts
Social media: Ensure no social profiles list your home address or neighborhood
Google account: Check Google Maps "Home" location — remove or update to a general neighborhood
HOA records: Contact your HOA to request your address be kept confidential in any published directory
When you've completed this plan: Your address will be protected across government records (ACP), deed records (trust), data broker databases (opt-outs), and federal records (substitute address used). This is the most comprehensive address privacy setup available to private individuals in the U.S.